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#debt-review

2 articles

EvalFin
Debt Counselling 11 min read

Debt Review Process Step by Step - A Guide for Debt Counsellors in South Africa

A step-by-step guide to the debt review process under the NCA for licensed debt counsellors in South Africa. From intake to consent order, documentation requirements, and building a repeatable workflow.

EvalFin
Credit Assessment 10 min read

Over-Indebtedness Assessment South Africa | When Is a Consumer Over-Indebted?

How to assess over-indebtedness under the NCA for South African credit professionals. Legal definition (s79), data needs, and practical assessment for lenders and debt counsellors.