Skip to content
Tag

#debt-review

2 articles

EvalFin
Credit Assessment 10 min read

Over-Indebtedness Assessment South Africa | When Is a Consumer Over-Indebted?

How to assess over-indebtedness under the NCA for South African credit professionals. Legal definition (s79), data needs, and practical assessment for lenders and debt counsellors.

EvalFin
Debt Counselling 11 min read

Debt Review Process Step by Step - A Guide for Debt Counsellors in South Africa

A step-by-step guide to the debt review process under the NCA for licensed debt counsellors in South Africa. From intake to consent order, documentation requirements, and building a repeatable workflow.