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Insights & Resources

Expert perspectives on credit assessment, debt counselling, and the South African financial landscape.

EvalFin
Credit Assessment 10 min read

Payment Profile Strings and Codes | How to Interpret Bureau Data in South Africa

Interpret payment profile strings and codes from SA credit bureau reports. Standard conventions, patterns to look for, and how structured data turns them into risk signals.

EvalFin
Credit Assessment 9 min read

Self-Employed Credit Assessment | South Africa Guide

Self-employed credit assessment South Africa: bank statements, income averaging, tax verification, and NCA compliance for lenders and brokers. Practical guide.

EvalFin
Credit Assessment 10 min read

Surplus Income Calculation | Affordability Guide

Step-by-step surplus income calculation for affordability assessments in South Africa. Worked example in Rands for credit providers, brokers, and counsellors.

EvalFin
Credit Insights 10 min read

How to Choose Credit Assessment Software in South Africa

A practical buying guide for credit assessment software in South Africa. Compare options for credit providers, brokers, and debt counsellors - bureau integration, compliance, and workflow fit.

EvalFin
Credit Brokers 10 min read

Credit Broker Pre-Qualification | Faster Screening

Credit broker pre-qualification in South Africa. Screen applicants before full application to reduce wasted effort and focus your pipeline on viable deals.

EvalFin
Credit Providers 9 min read

Credit Provider Onboarding - Getting Your Team Up and Running with Credit Assessment Software

A practical guide for credit provider team leads and operations managers on planning, configuring, and training for successful adoption of credit assessment software in South Africa.

EvalFin
Debt Counselling 8 min read

Debt Counselling Software for South African Firms | Structured Credit Reports

All-in-one debt counselling software for South African firms. Analyse credit reports from Experian and Datanamix, ensure NCR compliance, and make better decisions.

EvalFin
Debt Counselling 11 min read

Debt Counsellor Caseload Management | Scale Your Practice

Guide to debt counsellor caseload management in South Africa. Scale your practice with centralised data, standardised workflows, and NCR-ready records.

EvalFin
Debt Counselling 11 min read

Debt Review Process Step by Step - A Guide for Debt Counsellors in South Africa

A step-by-step guide to the debt review process under the NCA for licensed debt counsellors in South Africa. From intake to consent order, documentation requirements, and building a repeatable workflow.