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Insights & Resources

Expert perspectives on credit assessment, debt counselling, and the South African financial landscape.

EvalFin
Credit Assessment 10 min read

Payment Profile Codes in South Africa | Interpretation Guide

Interpret payment profile codes used in South African bureau reports, identify repayment patterns, and turn account history into actionable risk signals.

EvalFin
Credit Assessment 9 min read

Self-Employed Credit Assessment | South Africa Guide

Self-employed credit assessment South Africa: bank statements, income averaging, tax verification, and NCA compliance for lenders and brokers. Practical guide.

EvalFin
Credit Assessment 10 min read

Surplus Income Calculation | Affordability Guide

Step-by-step surplus income calculation for affordability assessments in South Africa. Worked example in Rands for credit providers, brokers, and counsellors.

EvalFin
Credit Insights 10 min read

How to Choose Credit Assessment Software in South Africa

Compare credit assessment software options for providers, brokers, and counsellors, focusing on bureau integration, compliance, and workflow needs.

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Credit Providers 9 min read

Credit Provider Onboarding for Assessment Software

Practical onboarding guide for credit provider teams adopting assessment software, covering rollout planning, configuration, training, and adoption milestones.

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Credit Brokers 10 min read

Credit Broker Pre-Qualification | Faster Screening

Credit broker pre-qualification in South Africa. Screen applicants before full application to reduce wasted effort and focus your pipeline on viable deals.

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Debt Counselling 8 min read

Debt Counselling Software in South Africa | SA Guide

All-in-one debt counselling software for South African firms to analyse bureau reports, maintain NCR-compliant records, and improve decision consistency.

EvalFin
Debt Counselling 11 min read

Debt Counsellor Caseload Management | Scale Your Practice

Guide to debt counsellor caseload management in South Africa. Scale your practice with centralised data, standardised workflows, and NCR-ready records.

EvalFin
Debt Counselling 11 min read

Debt Review Process in South Africa | Step-by-Step Guide

Follow the debt review process under the NCA from intake to consent order, with key documentation requirements for South African debt counsellors.