Compliance 19 min read
Audit Trail Requirements for SA Credit Assessments
Learn what audit trail requirements apply to credit assessments in South Africa under the NCA. Understand what regulators expect and how to maintain compliance.
Category
Compliance
11 articles
Compliance 23 min read
CBA Code of Conduct for Credit Data Users | SA Guide
Understand the Credit Bureau Association Code of Conduct and what it means for credit professionals who access and use bureau data in South Africa.
Compliance 13 min read
POPIA Consent for Credit Checks | Requirements Guide
POPIA consent requirements for credit checks in South Africa. What valid consent means, what forms must contain, duration, and record-keeping obligations.
Compliance 19 min read
Record-Keeping Requirements Under the National Credit Act
Understand NCA record-keeping requirements for South African credit providers and debt counsellors, including what to retain, for how long, and why.
Compliance 12 min read
NCA Section 81 Affordability Requirements | Practical Guide
Guide to NCA Section 81 affordability assessment obligations for South African credit providers. Required steps, documentation standards, and compliance gaps.
Compliance 11 min read
NCR Audit Checklist for Debt Counsellors | Be Audit-Ready
Practical NCR audit checklist for South African debt counsellors. Covers registration, case files, trust accounts, POPIA, and the most common audit findings.
Compliance 13 min read
NCR Registration Requirements in South Africa | Guide
Learn NCR registration requirements for debt counsellors and credit providers in South Africa, from application steps to ongoing compliance obligations.
Compliance 24 min read
POPIA Compliance for Credit Data | South Africa Guide
A practical guide to POPIA compliance when handling credit bureau data in South Africa. Understand your obligations as a responsible party or operator.
Compliance 12 min read
Prescribed Debt in South Africa | Professional Guide
Understand prescribed debt in South Africa: the 3-year rule, Prescription Act, NCA Section 126B, bureau reporting, and what it means for credit professionals.
Compliance 17 min read
Reckless Lending Under the NCA | SA Compliance Guide
Understand reckless lending rules under South Africa's NCA and what credit providers must do during affordability checks to avoid compliance breaches.