Compliance 19 min read
Record-Keeping Requirements Under the National Credit Act
Understand NCA record-keeping requirements for South African credit providers and debt counsellors, including what to retain, for how long, and why.
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#credit-providers
7 articles
Compliance 12 min read
NCA Section 81 Affordability Requirements | Practical Guide
Guide to NCA Section 81 affordability assessment obligations for South African credit providers. Required steps, documentation standards, and compliance gaps.
Compliance 13 min read
NCR Registration Requirements in South Africa | Guide
Learn NCR registration requirements for debt counsellors and credit providers in South Africa, from application steps to ongoing compliance obligations.
Compliance 12 min read
Prescribed Debt in South Africa | Professional Guide
Understand prescribed debt in South Africa: the 3-year rule, Prescription Act, NCA Section 126B, bureau reporting, and what it means for credit professionals.
Compliance 17 min read
Reckless Lending Under the NCA | SA Compliance Guide
Understand reckless lending rules under South Africa's NCA and what credit providers must do during affordability checks to avoid compliance breaches.
Credit Insights 10 min read
How to Choose Credit Assessment Software in South Africa
Compare credit assessment software options for providers, brokers, and counsellors, focusing on bureau integration, compliance, and workflow needs.
Workflow 9 min read
Batch Credit Report Processing | Lenders & Brokers
How batch credit report processing in South Africa replaces one-at-a-time bureau pulls for lenders and brokers. Structured data, audit trails, scale.