7 articles
Understand NCA record-keeping requirements for credit providers and debt counsellors in South Africa. Learn what records to keep, for how long, and how to stay compliant.
Guide to NCA Section 81 affordability assessment obligations for South African credit providers. Required steps, documentation standards, and compliance gaps.
Understand NCR registration requirements for debt counsellors and credit providers in South Africa. A practical guide to the application process and ongoing obligations.
Understand reckless lending provisions under South Africa's National Credit Act. Learn what credit providers must do to avoid reckless credit and meet NCA obligations.
Understand prescribed debt in South Africa: the 3-year rule, Prescription Act, NCA Section 126B, bureau reporting, and what it means for credit professionals.
A practical buying guide for credit assessment software in South Africa. Compare options for credit providers, brokers, and debt counsellors - bureau integration, compliance, and workflow fit.
How batch credit report processing in South Africa replaces one-at-a-time bureau pulls for lenders and brokers. Structured data, audit trails, scale.