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Ezomthetho

Igqityelwe ukuhlaziywa: 13 Februwari 2026

Umgaqo-nkqubo Wobumfihlo

I-EvalFin ("thina") izibophelele ekukhuseleni ubumfihlo babasebenzisi bethu kunye nabaxhasi babo. Lo mgaqo-nkqubo uchaza indlela esiqokelela, esisebenzisa, esigcina, nesisabelana ngayo ngolwazi lomntu ngeqonga lethu kunye newebhusayithi yethu ngokuhambelana ne-Protection of Personal Information Act, 2013 (POPIA).

1. Umlawuli Wedatha

I-EvalFin ngoyena mxanduva (data controller) wokucutshungulwa kolwazi lomntu kule webhusayithi nakwiqonga le-EvalFin. Ngemibuzo, nceda uqhagamshelane ne-Information Officer yethu ku hello@evalfin.com.

2. Ulwazi Lomntu Esiluqokelelayo

Singaqokelela ezi ndidi zilandelayo zolwazi lomntu:

  • Ulwazi lweakhawunti: Igama, idilesi ye-imeyile, inombolo yefowuni, igama lenkampani, kunye nesikhundla xa ubhalisa okanye ucela i-demo.
  • Idatha yebhuro yetyala: Idatha yetyala yabathengi efunyanwa ngeebhuro zeqela lesithathu ezidityanisiweyo (Datanamix, Experian) egameni labasebenzisi abagunyazisiweyo.
  • Idatha yokusetyenziswa: Ii-IP address, uhlobo lwesikhangeli, amaphepha atyelelweyo, ubude beseshoni, kunye nenye idatha ye-analytics eqokelelwa ngokuzenzekelayo.
  • Idatha yonxibelelwano: Iirekhodi zonxibelelwano xa usiqhagamshela nge-imeyile okanye ngefom yoqhagamshelwano.

3. Injongo Nesiseko Somthetho Sokucutshungulwa

Sicubungula ulwazi lomntu kwezi njongo zilandelayo:

  • Ukubonelela nokugcina iqonga neenkonzo ze-EvalFin.
  • Ukwenza uphando lweebhuro zetyala nokwenza uvavanyo lwetyala njengoko kuceliwe ngabasebenzisi abagunyazisiweyo.
  • Ukunxibelelana nawe malunga neakhawunti yakho, izicelo zenkxaso, kunye nohlaziyo lwenkonzo.
  • Ukuhambelana noxanduva lomthetho phantsi kwe-National Credit Act (NCA), imimiselo ye-NCR, kunye neminye imithetho esebenzayo.
  • Ukuphucula iinkonzo zethu nge-analytics ehlanganisiweyo nengachazwanga ngabantu.

Iziseko zethu zomthetho zibandakanya: ukusebenza kwesivumelwano, ukuthobela uxanduva lomthetho, umdla wethu osemthethweni, kunye nemvume yakho apho kufanelekile.

4. Ukwabelana Ngedatha Nababini Besithathu

Sinokwabelana ngolwazi lomntu naba:

  • Iibhuro zetyala: Datanamix ne-Experian, ngenjongo yokufumana idatha yetyala yabathengi egameni labasebenzisi abagunyazisiweyo.
  • Ababoneleli benkonzo: Ababoneleli behosting, analytics, ne-imeyile abasixhasayo ekusebenzeni kweqonga, phantsi kwezivumelwano ezingqongqo zokusetyenzwa kwedatha.
  • Abagcini-mthetho okanye abalawuli: Xa kufunwa ngumthetho okanye ukukhusela amalungelo ethu asemthethweni.

Asithengisi ulwazi lomntu nakowuphi na umntu wesithathu.

5. Ukugcinwa Kwedatha

Sigcina ulwazi lomntu kuphela ixesha eliyimfuneko ukuze kufezekiswe injongo yokuqokelelwa kwalo, okanye njengoko kufunwa ngumthetho. Idatha yebhuro yetyala igcinwa ngokwemfuno ze-NCA zokugcina iirekhodi. Idatha yeakhawunti igcinwa ngexesha lokusebenza kweakhawunti yakho nangexesha elifanelekileyo emva koko ngenjongo yokuthobela umthetho. Ungacela ukucinywa kwedatha yakho nangaliphi na ixesha, ngokuxhomekeka kwimfuno zomthetho zokuyigcina.

6. Amalungelo Omnini Wedatha

Phantsi kwe-POPIA unelungelo loku:

  • Fikelela - Cela ukuqinisekiswa kokuba sibambe ulwazi lwakho nokufumana ikopi.
  • Lungisa - Cela ukulungiswa kolwazi olungachanekanga okanye olungaphelelanga.
  • Cima - Cela ukucinywa okanye ukutshatyalaliswa kolwazi lwakho xa lungasafuneki.
  • Chasa - Chasa ukucutshungulwa kolwazi lwakho ngezizathu ezifanelekileyo.
  • Thintela - Cela ukuthintelwa kokucutshungulwa kwezinye iimeko.
  • Isikhalazo - Faka isikhalazo kwi-Information Regulator ukuba ukholelwa ukuba amalungelo akho aphulwe.

Ukusebenzisa nawaphi kula malungelo, nceda uqhagamshelane ne-Information Officer yethu ku hello@evalfin.com.

7. Ukuhanjiswa Kwedatha Ngaphaya Komda

Xa ulwazi lomntu ludluliselwa ngaphandle kweMzantsi Afrika (umzekelo, kubaboneleli becloud), siqinisekisa amanyathelo okhuseleko afanelekileyo njengoko kufunwa yiCandelo 72 le-POPIA, kuquka imithetho efanelekileyo yokukhusela idatha okanye izivumelwano ezibophelela amaqela.

8. Amanyathelo Okhuseleko

Sisebenzisa amanyathelo afanelekileyo obugcisa nawolawulo ukukhusela ulwazi lomntu ekufikeleleni okungagunyaziswanga, ekulahlekeni, ekutshatyalalisweni okanye ekuguqulweni. La manyathelo abandakanya:

  • I-AES-256 encryption yedatha ekugcinweni nasekudlulisweni.
  • Ulawulo lokufikelela olusekwe kwiindima kunye neendlela zokuqinisekisa ubuwena.
  • Uphicotho lokhuseleko rhoqo kunye novavanyo lobuthathaka.
  • Iziseko ezingundoqo ezibanjwe kumaqonga aneziqinisekiso ze-ISO 27001, ISO 27017, ISO 27018, ISO 27701, kunye ne-SOC 1/2/3.

9. Information Officer

  • Igama: [KUFUNEKA KUGCWALISWE]
  • I-imeyile: hello@evalfin.com
  • Idilesi: [KUFUNEKA KUGCWALISWE]

Imigqaliselo Yenkonzo

Le Migqaliselo Yenkonzo ("Imigqaliselo") ilawula ukufikelela kwakho nokusetyenziswa kwewebhusayithi neeqonga ze-EvalFin. Ngokusebenzisa iinkonzo zethu uyavuma ukubotshelelwa yile Migqaliselo. Ukuba awuvumi, awunakusebenzisa iinkonzo zethu.

1. Inkcazo Yenkonzo

I-EvalFin inikezela ngeqonga lovavanyo lwetyala oluyilelwe abacebisi bamatyala, ababoneleli ngetyala, kunye nabarhwebi ngetyala baseMzantsi Afrika. Iqonga livumela abasebenzisi ukuba bakhuphe idatha yebhuro, banike amanqaku abaxhasi, balawule amatyala, kwaye balungelelanise ukuhamba komsebenzi kwindawo enye.

2. Ukufaneleka

Kufuneka ube neminyaka eli-18 okanye ngaphezulu kwaye ugunyaziswe ngokusemthethweni ukungena kule Migqaliselo. Ukuba usebenzisa i-EvalFin egameni leshishini, uyamela kwaye uqinisekisa ukuba unegunya lokubophelela elo shishini kule Migqaliselo.

3. Uxanduva Lweakhawunti

Unoxanduva lokugcina iimfihlo zedatha yokungena yeakhawunti yakho kunye nawo onke amanyathelo athathwa phantsi kweakhawunti yakho. Uyavuma ukusazisa ngoko nangoko naluphi na usetyenziso olungagunyaziswanga. I-EvalFin ayinaxanduva kulo naluphi na ilahleko evela ekungakhuselweni kakuhle kweakhawunti yakho.

4. Ukusetyenziswa Okuvumelekileyo

Uyavuma ukuba awuyi:

  • Kusebenzisa iqonga ngenjongo engekho mthethweni okanye ngokophula nawuphi na ummiselo osebenzayo, kuquka i-National Credit Act.
  • Ukufikelela kwidatha yebhuro ngethuba elingelilo lovavanyo olusemthethweni lwetyala okanye imisebenzi yokucebisa ngamatyala.
  • Ukuzama ukufikelela ngaphandle kwemvume kwiqonga, kwiakhawunti zabanye abasebenzisi, okanye kwiinkqubo ezinxulumene nalo.
  • Ukuguqula ikhowudi, ukuyiqhekeza, okanye ukuyihlalutya ngasemva nayiphi na inxalenye yeqonga.
  • Ukudlulisa ikhowudi enobungozi, iintsholongwane, okanye idatha enobungozi ngeqonga.

5. Ipropathi Yengqondo

Onke amalungelo epropathi yengqondo kwiqonga le-EvalFin, kuquka isoftware, uyilo, iitrademark, kunye nomxholo, ngawakwa-EvalFin okanye abanini-mvume bayo. Ukusetyenziswa kweqonga akukuniki malungelo obunini. Awunakukopa, ukuguqula, ukwabela, okanye ukwenza imisebenzi ephuma kwiqonga ngaphandle kwemvume ebhaliweyo yangaphambili.

6. Idatha Nemigqaliselo Yeebhuro Zetyala

Idatha yebhuro yetyala efikelelwa ngeqonga ixhomekeke kwimigqaliselo neemiqathango yebhuro efanelekileyo (Datanamix, Experian). Uyavuma ukuba unoxanduva olupheleleyo lokuqinisekisa ukuba usetyenziso lwakho lwedatha luhambelana ne-NCA, POPIA, imimiselo ye-NCR, kunye nemigqaliselo yebhuro ngokwayo.

7. Ukufumaneka Kwenkonzo

Sizama ukugcina ukufumaneka okuqhubekayo kweqonga kodwa asiqinisekisi inkonzo engaphazamisekiyo okanye engenampazamo. Singamisa ukufikelela ngenxa yolondolozo, uhlaziyo, okanye izizathu ezingaphaya kolawulo lwethu olufanelekileyo. Asinaxanduva kwilahleko ezivela kukuphazamiseka kwenkonzo.

8. Umda Woxanduva

Kwinqanaba eliphezulu elivunyelweyo ngumthetho waseMzantsi Afrika, i-EvalFin ayinaxanduva lomonakalo ongathanga ngqo, ongacwangciswanga, okhethekileyo, olandelanayo, okanye owohlwayayo. Uxanduva lwethu olupheleleyo kuyo nayiphi na ibango phantsi kwale Migqaliselo aluyi kudlula iintlawulo ozihlawulele i-EvalFin kwiinyanga ezilishumi elinesibini (12) ngaphambi kwebango.

9. Imbuyekezo (Indemnification)

Uyavuma ukukhusela nokugcina i-EvalFin, abalawuli bayo, abasebenzi, nabameli bayo bengonakaliswa naziphi na iimbango, ilahleko, okanye umonakalo (kubandakanywa neendleko zomthetho) ezivela kukwaphulwa kwakho kwale Migqaliselo okanye ukusetyenziswa gwenxa kweqonga.

10. Ukupheliswa

Naliphi na icala lingaphelisa esi sivumelwano nangaliphi na ixesha ngokunikezela ngesaziso esibhaliweyo. I-EvalFin inelungelo lokumisa okanye ukuphelisa iakhawunti yakho ngoko nangoko ukuba wophula le Migqaliselo. Xa isiphelisiwe, ilungelo lakho lokufikelela kwiqonga liyaphela, kwaye sinokucima idatha yakho emva kwexesha elifanelekileyo lokuyigcina ngokuxhomekeka kwimfuno zomthetho.

11. Umthetho Osebenzayo

Le Migqaliselo ilawulwa yimithetho yeRiphabhlikhi yaseMzantsi Afrika. Naziphi na iingxabano ezivela kule Migqaliselo ziya kuba phantsi kolawulo olukhethekileyo lweenkundla zaseMzantsi Afrika.

12. Ukusonjululwa Kweengxabano

Xa kukho ingxabano, amaqela ayavuma kuqala ukuzama ukuyisombulula ngothethathethwano olunyanisekileyo. Ukuba ingxabano ayisombululeki kwiintsuku ezingamashumi amathathu (30), naliphi na icala lingayisa kumbutho wokulamla okanye, xa kusilela oko, kwinkundla efanelekileyo yaseMzantsi Afrika.

13. Utshintsho Kule Migqaliselo

Sinokuhlaziya le Migqaliselo ngamaxesha athile. Siza kukwazisa ngotshintsho olubalulekileyo ngokubeka isaziso kwiwebhusayithi yethu okanye nge-imeyile. Ukuqhubeka nokusebenzisa iqonga emva kokuba utshintsho luqalile ukusebenza kuthetha ukuba uyayamkela le Migqaliselo ihlaziyiweyo.

Ukuhambelana ne-POPIA

I-EvalFin izibophelele ngokupheleleyo ekuthobeleni i-Protection of Personal Information Act, 2013 (Act 4 of 2013) ("POPIA"). Eli candelo lichaza indlela esithobela ngayo iimeko zokucutshungulwa ngokusemthethweni kunye nokukhusela amalungelo abanini bedatha.

Ukuzibophelela Kwethu

Njengeqonga eliphatha ulwazi olubuthathaka lwetyala lwabathengi, siyakuqonda ukubaluleka kokukhuselwa kwedatha. Siphumeze imigaqo-nkqubo, iinkqubo, kunye namanyathelo obugcisa aqinileyo ukuqinisekisa ukuba lonke ulwazi lomntu lucutshungulwa ngokusemthethweni, ngokucacileyo nangokhuselekileyo.

Iimeko Ezisibhozo Zokucutshungulwa Ngokusemthethweni

I-POPIA ibeka iimeko ezisibhozo ekufuneka kuhlangatyezwane nazo. I-EvalFin iyazithobela zonke:

  • 1. Uxanduva
    I-EvalFin ithatha uxanduva lokuqinisekisa ukuba lonke ucutshungulo luhambelana ne-POPIA. Sinyule i-Information Officer.
  • 2. Umda Wokucutshungulwa
    Siqokelela kwaye sicubungule ulwazi oluyimfuneko, olwaneleyo noluhambelana nenjongo yokuqokelelwa kwalo.
  • 3. Ukucaciswa Kwenjongo
    Ulwazi luqokelelwa ngeenjongo ezichaziweyo, ezicacileyo nezisemthethweni.
  • 4. Umda Wokucutshungulwa Okwongezelelweyo
    Naluphi na ucutshungulo olongezelelweyo kufuneka luhambelane nenjongo yokuqala, ngaphandle kokuba kufunyenwe imvume eyongezelelweyo okanye kukho isiseko esisemthethweni.
  • 5. Umgangatho Wolwazi
    Sithatha amanyathelo afanelekileyo ukuqinisekisa ukuba ulwazi lupheleleyo, luchanekile, alulahlekisi, kwaye luhlaziyiwe apho kuyimfuneko.
  • 6. Uvuleleko
    Sicacisa ukuba loluphi ulwazi esiluqokelelayo nendlela olusetyenziswa ngayo.
  • 7. Amanyathelo Okhuseleko
    Sisebenzisa amanyathelo afanelekileyo obugcisa nawolawulo, kuquka i-AES-256 encryption, ulawulo lokufikelela olusekwe kwiindima, kunye neziseko ezineziqinisekiso ze-ISO ne-SOC.
  • 8. Inxaxheba Yomnini Wedatha
    Abanini bedatha banelungelo lokufikelela, ukulungisa, nokucima ulwazi lwabo. Siyawenza la malungelo afumaneke ngeenkqubo ezicacileyo nezimpendulo ezikhawulezayo.

Amalungelo Akho Phantsi kwe-POPIA

Njengomnini wedatha unelungelo loku:

  • Waziswe ukuba ulwazi lwakho luyoqokelelwa kunye nenjongo yalo.
  • Cela ukufikelela kulwazi lwakho olugcinwe yi-EvalFin.
  • Cela ukulungiswa, ukutshatyalaliswa, okanye ukucinywa kolwazi lwakho.
  • Chasa ukucutshungulwa kolwazi lwakho ngezizathu ezifanelekileyo.
  • Chasa ukucutshungulwa kolwazi lwakho ngenjongo yokuthengisa ngokuthe ngqo.
  • Ungabekwa phantsi kwesigqibo esisekelwe kuphela kucutshungulo oluzenzekelayo, kuquka profiling, oluneziphumo zomthetho.
  • Faka isikhalazo kwi-Information Regulator malunga nokophulwa okuxeliweyo kwamalungelo akho.

Information Regulator

Ukuba ukholelwa ukuba amalungelo akho phantsi kwe-POPIA aphuliwe, unokufaka isikhalazo kwi-Information Regulator:

Information Officer

  • Igama: [KUFUNEKA KUGCWALISWE]
  • I-imeyile: hello@evalfin.com
  • Idilesi: [KUFUNEKA KUGCWALISWE]
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