Yeqa uye kokuqukethwe

Leli khasi liqukethe ulwazi lwesikhashana olugqanyiswe ngombala osawolintshi okufanele lugcwaliswe ngaphambi kokushicilelwa.

Ezomthetho

Kugcine ukuvuselelwa: 13 Februwari 2026

Inqubomgomo Yobumfihlo

I-EvalFin ("thina") izibophezele ekuvikeleni ubumfihlo babasebenzisi bethu kanye namakhasimende abo. Le nqubomgomo ichaza indlela esiqoqa ngayo, esisebenzisa ngayo, esigcina ngayo, nesabelana ngayo ngolwazi lomuntu ngeplathifomu yethu newebhusayithi yethu ngokuhambisana ne-Protection of Personal Information Act, 2013 (POPIA).

1. Umphathi Wedatha

I-EvalFin iyinhlangano ebhekele (data controller) ukucutshungulwa kolwazi lomuntu kule webhusayithi nakuplathifomu ye-EvalFin. Noma yimiphi imibuzo, sicela uxhumane ne-Information Officer yethu ku hello@evalfin.com.

2. Ulwazi Lomuntu Esiluqoqayo

Singaqoqa lezi zigaba zolwazi lomuntu:

  • Ulwazi lwe-akhawunti: Igama, ikheli le-imeyili, inombolo yocingo, igama lenkampani, nesikhundla somsebenzi uma ubhalisa noma ucela i-demo.
  • Idatha ye-credit bureau: Idatha yesikweletu yabathengi etholwa nge-credit bureau yezinkampani zangaphandle ezihlanganisiwe (Datanamix, Experian) egameni labasebenzisi abagunyaziwe.
  • Idatha yokusetshenziswa: Ama-IP address, uhlobo lwesiphequluli, amakhasi avakashelwe, ubude beseshini, kanye nenye idatha ye-analytics eqoqwa ngokuzenzakalela.
  • Idatha yokuxhumana: Amarekhodi okuxhumana uma usithinta nge-imeyili noma ngefomu lokuxhumana.

3. Injongo Nesisekelo Somthetho Sokucubungula

Sicubungula ulwazi lomuntu ngezinjongo ezilandelayo:

  • Ukuhlinzeka nokugcina iplathifomu ye-EvalFin nezinsizakalo zayo.
  • Ukuvumela ukubhekwa kwe-credit bureau nokukhiqiza ukuhlolwa kwesikweletu njengoba kucelwa abasebenzisi abagunyaziwe.
  • Ukuxhumana nawe mayelana ne-akhawunti yakho, izicelo zosekelo, nezibuyekezo zesevisi.
  • Ukuhambisana nezibopho zomthetho ngaphansi kwe-National Credit Act (NCA), imithethonqubo ye-NCR, neminye imithetho esebenzayo.
  • Ukuthuthukisa izinsizakalo zethu nge-analytics eqoqiwe futhi engakhombi umuntu.

Izisekelo zethu zomthetho zifaka: ukusebenza kwenkontileka, ukuhambisana nezibopho zomthetho, izintshisekelo zethu ezisemthethweni, kanye nemvume yakho lapho kudingeka khona.

4. Ukwabelana Ngedatha Nabesithathu

Singabelana ngolwazi lomuntu nalaba:

  • Ama-credit bureau: Datanamix ne-Experian, ngenjongo yokuthola idatha yesikweletu yabathengi egameni labasebenzisi abagunyaziwe.
  • Abahlinzeki bezinsizakalo: Abahlinzeki be-hosting, analytics, ne-imeyili abasiza ekusebenzeni kweplathifomu ngaphansi kwezivumelwano eziqinile zokucutshungulwa kwedatha.
  • Amaphoyisa noma abalawuli: Uma kudingwa umthetho noma ukuvikela amalungelo ethu asemthethweni.

Asithengisi ulwazi lomuntu kunoma yiliphi iqembu lesithathu.

5. Ukugcinwa Kwedatha

Sigcina ulwazi lomuntu isikhathi esidingekayo kuphela ukufeza izinhloso olwaluqoqelwe zona, noma njengoba kudingwa umthetho. Idatha ye-credit bureau etholwa ngeplathifomu igcinwa ngokwezidingo ze-NCA zokugcinwa kwamarekhodi. Idatha ye-akhawunti igcinwa ngesikhathi i-akhawunti yakho isebenza nangemva kwalokho isikhathi esifanele ngenjongo yokuhambisana nomthetho. Ungacela ukususwa kwedatha yakho nganoma yisiphi isikhathi, ngokuncika ezibophweni zomthetho zokugcinwa.

6. Amalungelo Omnikazi Wedatha

Ngaphansi kwe-POPIA unelungelo loku:

  • Ukufinyelela - Cela ukuqinisekiswa kokuthi sibambe ulwazi lwakho nokuthola ikhophi.
  • Ukulungisa - Cela ukulungiswa kolwazi olungalungile noma olungaphelele.
  • Ukususa - Cela ukususwa noma ukubhujiswa kolwazi lwakho lapho lungasadingeki.
  • Ukuphikisa - Phikisa ukucubungulwa kolwazi lwakho ngezizathu ezizwakalayo.
  • Ukuvinjelwa - Cela ukuvinjelwa kokucubungula ezimweni ezithile.
  • Isikhalazo - Faka isikhalazo ku-Information Regulator uma ukholwa ukuthi amalungelo akho aphuliwe.

Ukuze usebenzise noma yiliphi kula malungelo, sicela uxhumane ne-Information Officer yethu ku hello@evalfin.com.

7. Ukudluliselwa Kwedatha Ngaphandle Kwezwe

Uma ulwazi lomuntu ludluliselwa ngaphandle kweNingizimu Afrika (isibonelo, kubahlinzeki bengqalasizinda ye-cloud), siqinisekisa ukuthi kunezivikelo ezanele njengoba kudingwa iSigaba 72 se-POPIA, kuhlanganisa nemithetho efanele yokuvikela idatha noma izivumelwano ezibophayo.

8. Izinyathelo Zokuphepha

Sisebenzisa izinyathelo ezifanele zobuchwepheshe nezenhlangano ukuvikela ulwazi lomuntu ekufinyeleleni okungagunyaziwe, ekulahlekeni, ekubhujisweni, noma ekuguqulweni. Lezi zinyathelo zifaka:

  • I-AES-256 encryption yedatha ephumule naphakathi kokudluliselwa.
  • Ukulawulwa kokufinyelela okususelwa ezindimeni kanye nezinqubo zokuqinisekisa ubuwena.
  • Ukuhlolwa kokuphepha okuvamile nokuhlolwa kobuthakathaka.
  • Ingqalasizinda ephethwe kumaplathifomu anezitifiketi ze-ISO 27001, ISO 27017, ISO 27018, ISO 27701, kanye ne-SOC 1/2/3.

9. Information Officer

  • Igama: [KUSADINGEKA UKUGCWALISWA]
  • I-imeyili: hello@evalfin.com
  • Ikheli: [KUSADINGEKA UKUGCWALISWA]

Imigomo Yesevisi

Le Migomo Yesevisi ("Imigomo") ilawula ukufinyelela kwakho nokusebenzisa kwakho iwebhusayithi neplathifomu ye-EvalFin. Ngokufinyelela noma ngokusebenzisa izinsizakalo zethu, uyavuma ukuboshwa yile Migomo. Uma ungavumi, awukwazi ukusebenzisa izinsizakalo zethu.

1. Incazelo Yesevisi

I-EvalFin inikeza iplathifomu yokuhlola isikweletu eyakhelwe abeluleki bezikweletu, abahlinzeki bezikweletu, nabaxhumanisi bezikweletu baseNingizimu Afrika. Iplathifomu ivumela abasebenzisi ukuthi badonse idatha ye-bureau, banike amakhasimende amaphuzu, baphathe amacala, futhi bahlele ukuhamba komsebenzi kusuka kusixhumi esisodwa.

2. Ukufaneleka

Kufanele okungenani ube neminyaka engu-18 futhi ugunyazwe ngokomthetho ukungena kule Migomo. Uma usebenzisa i-EvalFin egameni lebhizinisi, umele futhi uqinisekisa ukuthi unegunya lokubophela lelo bhizinisi kule Migomo.

3. Izibopho Ze-akhawunti

Unesibopho sokugcina imininingwane yokungena ye-akhawunti yakho iyimfihlo kanye nayo yonke imisebenzi eyenzeka ngaphansi kwe-akhawunti yakho. Uyavuma ukusazisa ngokushesha nganoma yikuphi ukusetshenziswa okungagunyaziwe. I-EvalFin ayisoze yaba nesibopho nganoma yiliphi ilahleko elivela ekuhlulekeni kwakho ukuvikela i-akhawunti yakho.

4. Ukusetshenziswa Okuvumelekile

Uyavuma ukuthi ngeke:

  • Usebenzise iplathifomu nganoma iyiphi injongo engekho emthethweni noma ephula noma yimuphi umthetho osebenzayo, kuhlanganisa i-National Credit Act.
  • Ufinyelele idatha ye-bureau nganoma iyiphi injongo ngaphandle kokuhlolwa kwesikweletu okuvumelekile noma imisebenzi yokweluleka ngezikweletu.
  • Uzame ukuthola ukufinyelela okungagunyaziwe kuplathifomu, kuma-akhawunti abanye abasebenzisi, noma ezinhlelweni ezihlobene.
  • Uhlukanise, decompile, noma reverse-engineer noma iyiphi ingxenye yeplathifomu.
  • Udlulise ikhodi enobungozi, amagciwane, noma idatha elimazayo ngeplathifomu.

5. Impahla Yobuhlakani

Wonke amalungelo empahla yobuhlakani kuplathifomu ye-EvalFin, kuhlanganisa isoftware, imiklamo, izimpawu zokuhweba, nokuqukethwe, aphethwe yi-EvalFin noma abanikezeli bamalayisense bayo. Ukusebenzisa kwakho iplathifomu akukuniki amalungelo obunikazi. Awukwazi ukukopisha, ukushintsha, ukusabalalisa, noma ukudala imisebenzi ephuma kunoma iyiphi ingxenye ngaphandle kwemvume ebhaliwe yangaphambili.

6. Idatha Nemigomo Ye-credit Bureau

Idatha ye-credit bureau etholakala ngeplathifomu incike emigomeni nemibandela ye-credit bureau efanele (Datanamix, Experian). Uyavuma ukuthi unesibopho sodwa sokuqinisekisa ukuthi ukusebenzisa kwakho leyo datha kuhambisana ne-NCA, POPIA, imithethonqubo ye-NCR, kanye nemigomo ye-credit bureau uqobo.

7. Ukutholakala Kwenkonzo

Sisebenza kanzima ukugcina iplathifomu itholakala ngokuqhubekayo kodwa asiqinisekisi isevisi engaphazamiseki noma engenaphutha. Singamisa ukufinyelela ngenxa yokulungisa, izibuyekezo, noma izizathu ezingaphandle kolawulo lwethu oluzwakalayo. Asinacala nganoma yiluphi ilahleko oluvela ekuphazamisekeni kwesevisi.

8. Umkhawulo Wesibopho

Ngokwezinga eliphezulu elivunyelwe ngumthetho waseNingizimu Afrika, i-EvalFin ayinacala nganoma yimuphi umonakalo ongathathwa ngqo, ongahleliwe, okhethekile, olandelanayo, noma owokujezisa ovela ekusebenziseni kwakho iplathifomu noma ukungakwazi ukuyisebenzisa. Isibopho sethu esiphelele kunoma yisiphi isimangalo ngaphansi kwale Migomo asisoze sadlula izimali ozikhokhile ku-EvalFin ezinyangeni eziyishumi nambili (12) ezandulela isimangalo.

9. Ukuvikela (Indemnification)

Uyavuma ukuvikela nokungalimazi i-EvalFin, abaqondisi bayo, abasebenzi, nabameleli bayo kunoma yiziphi izimangalo, ukulahlekelwa, noma umonakalo (kuhlanganisa nezindleko zomthetho) okuvela ekwephuleni kwakho le Migomo noma ekusebenziseni kabi iplathifomu.

10. Ukuqedwa

Noma yiliphi iqembu lingaqeda lesi sivumelwano nganoma yisiphi isikhathi ngokunikeza isaziso esibhaliwe. I-EvalFin inelungelo lokumisa noma ukuqeda i-akhawunti yakho ngokushesha uma wephula le Migomo. Uma isiqediwe, ilungelo lakho lokufinyelela iplathifomu liyayeka, futhi singasusa idatha yakho ngemva kwesikhathi esifanele sokuyigcina, ngokuncika ezibophweni zomthetho.

11. Umthetho Olawulayo

Le Migomo ilawulwa futhi ihunyushwa ngokuhambisana nemithetho yeRiphabhulikhi yaseNingizimu Afrika. Noma yiziphi izingxabano ezivela kule Migomo zizoba ngaphansi kwamandla okukhethekile ezinkantolo zaseNingizimu Afrika.

12. Ukuxazululwa Kwezingxabano

Uma kuvela ingxabano, amaqembu avuma kuqala ukuzama ukuyixazulula ngokuxoxisana ngobuqotho. Uma ingxabano ingaxazululeki zingakapheli izinsuku ezingamashumi amathathu (30), noma yiliphi iqembu lingadlulisela udaba ekuhlanganyeleni kokulamula noma, uma lokho kwehluleka, enkantolo efanele yaseNingizimu Afrika.

13. Izinguquko Kule Migomo

Singabuyekeza le Migomo ngezikhathi ezithile. Sizokwazisa ngezinguquko ezibalulekile ngokubeka isaziso kuwebhusayithi yethu noma nge-imeyili. Ukuqhubeka nokusebenzisa iplathifomu ngemva kokusebenza kwezinguquko kusho ukuthi uyayamukela le Migomo ebuyekeziwe.

Ukuhambisana ne-POPIA

I-EvalFin izibophezele ngokugcwele ekuhambisaneni ne-Protection of Personal Information Act, 2013 (Act 4 of 2013) ("POPIA"). Lesi sigaba sichaza indlela esigcina ngayo izimo zokucubungula ngokomthetho nokuvikela amalungelo abanikazi bedatha.

Ukuzibophezela Kwethu

Njengeplathifomu ephethe ulwazi oluzwelayo lwesikweletu sabathengi, siyakuqonda ukubaluleka kokuvikelwa kwedatha. Sesisebenzise izinqubomgomo eziphelele, izinqubo, nezivikelo zobuchwepheshe ukuqinisekisa ukuthi lonke ulwazi lomuntu lucutshungulwa ngokomthetho, ngokusobala, nangokuphepha.

Izimo Eziyisishiyagalombili Zokucubungula Ngokusemthethweni

I-POPIA ibeka izimo eziyisishiyagalombili okufanele kuhlangatshezwane nazo. I-EvalFin iyahambisana nazo zonke:

  • 1. Isibopho
    I-EvalFin ithatha isibopho sokuqinisekisa ukuthi konke ukucubungula ulwazi lomuntu kuhambisana ne-POPIA. Siqoke i-Information Officer.
  • 2. Umkhawulo Wokucubungula
    Siqoqa futhi sicubungule kuphela ulwazi oludingekayo, olwaneleyo, noluhambisana nenjongo yokuqoqwa kwalo.
  • 3. Ukucaciswa Kwenjongo
    Ulwazi luqoqelwa izinhloso ezithile, ezichazwe ngokusobala, nezisemthethweni.
  • 4. Umkhawulo Wokucubungula Okwengeziwe
    Noma yiluphi ukucubungula okwengeziwe kufanele kuhambisane nenjongo yokuqala ngaphandle kokuthi kutholakale imvume eyengeziwe noma isisekelo somthetho.
  • 5. Ikhwalithi Yolwazi
    Sithatha izinyathelo ezinengqondo ukuqinisekisa ukuthi ulwazi lomuntu luphelele, lunembile, aludidisi, futhi luyabuyekezwa lapho kudingeka.
  • 6. Ukusobala
    Sicacisa ngokusobala ukuthi yiluphi ulwazi esiluqoqayo nokuthi lusetshenziswa kanjani.
  • 7. Izivikelo Zokuphepha
    Sisebenzisa izinyathelo zobuchwepheshe nezenhlangano ezifanele, kuhlanganisa i-AES-256 encryption, ukulawulwa kokufinyelela okususelwa ezindimeni, kanye nengqalasizinda enezitifiketi ze-ISO ne-SOC.
  • 8. Ukubamba Iqhaza Komnikazi Wedatha
    Abanikazi bedatha banelungelo lokufinyelela, ukulungisa, nokususa ulwazi lwabo. Silekelela la malungelo ngezinqubo ezicacile nezimpendulo ezisheshayo.

Amalungelo Akho Ngaphansi kwe-POPIA

Njengomnikazi wedatha unelungelo loku:

  • Waziswe ukuthi ulwazi lwakho luyaqoqwa nokuthi luzosetshenziselwa ini.
  • Ucele ukufinyelela kolwazi lwakho olugcinwe yi-EvalFin.
  • Ucele ukulungiswa, ukubhujiswa, noma ukususwa kolwazi lwakho lomuntu.
  • Uphikise ukucubungulwa kolwazi lwakho ngezizathu ezizwakalayo.
  • Uphikise ukucubungulwa kolwazi lwakho ngenjongo yokumaketha ngqo.
  • Ungabi ngaphansi kwesinqumo esisekelwe kuphela ekucubungulweni okuzenzakalelayo, kuhlanganisa profiling, esikhiqiza imiphumela esemthethweni.
  • Ufake isikhalazo ku-Information Regulator mayelana nokwephulwa okucatshangelwayo kwamalungelo akho.

Information Regulator

Uma ukholwa ukuthi amalungelo akho ngaphansi kwe-POPIA aphuliwe, ungafaka isikhalazo ku-Information Regulator:

Information Officer

  • Igama: [KUSADINGEKA UKUGCWALISWA]
  • I-imeyili: hello@evalfin.com
  • Ikheli: [KUSADINGEKA UKUGCWALISWA]
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