Compliance 12 min read
NCA Section 81 Affordability Requirements | Practical Guide
Guide to NCA Section 81 affordability assessment obligations for South African credit providers. Required steps, documentation standards, and compliance gaps.
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#affordability-assessment
5 articles
Compliance 17 min read
Reckless Lending Under the NCA | SA Compliance Guide
Understand reckless lending rules under South Africa's NCA and what credit providers must do during affordability checks to avoid compliance breaches.
Credit Assessment 16 min read
Affordability Assessment in South Africa | NCA Guide
Understand NCA affordability assessment requirements in South Africa, including Sections 81 and 82, required inputs, and controls for audit-ready decisions.
Credit Assessment 12 min read
Credit Application Verification | South Africa Guide
Credit application verification in South Africa: income, employment, expenses, and bureau reconciliation. NCA-compliant procedures to reduce reckless lending.
Credit Assessment 9 min read
Minimum Expense Norms for Credit Assessments | SA Guide
Minimum expense norms for credit assessments in South Africa. How to set, apply, and document living expense benchmarks for NCA-compliant affordability.