Ulwakha njani iDathabase yeNgxelo yeTyala ePhendwayo
Yakha isiseko sedatha yengxelo yetyala enokuphendwa ethatha indawo yee-PDF ezisasazekileyo kunye ne-spreadsheets kunye nedatha eyakhiweyo, enokubuyiswa ngokukhawuleza, izigqibo ezihlolekayo.
Iingcali zekhredithi ziqokelela amawaka eengxelo ze-bureau ngokuhamba kwexesha. Uninzi luphila njengeePDF kwiidrive ekwabelwana ngazo okanye kwimisonto ye-imeyile-engaphandekiyo, engacwangciswanga, ingadityaniswanga kwizigqibo abazixeleleyo. Xa umphicothi-zincwadi ecela ingxelo ethile okanye umthengi ubuya emva kweenyanga, ukufumana idatha efanelekileyo kuthatha ixesha elide kakhulu kunokuba kufanelekile. Isiseko sedatha yengxelo yetyala enokuphendwa siyijika loo nyaniso entlokweni yayo: fumana nayiphi na ingxelo ngemizuzwana, lungiselela uphicotho ngaphandle kokukrwempa, kwaye ulandelele imbali yabathengi kwindawo enye. Eli nqaku lichaza ingxaki ngeengxelo ezihlakazekileyo, yintoni i-database ekhangelekayo ibonakala ngathi, kunye nendlela yokuhamba ukusuka kwiifolda kunye ne-spreadsheets ukuya kwidatha ehleliweyo, enokufunyanwa. Jonga ukuba isebenza njani—Bhukha idemo ukuze ujonge ugcino lwengxelo yetyala oluphendlekayo lusebenza.
Ingxaki ngeeNgxelo eziSasaziwe
Kwiifemu ezininzi zekhredithi, iingxelo ze-bureau ezivela kwi-Experian, i-Datanamix, i-TransUnion, i-XDS, kunye ne-Compuscan zigcinwa kwiidrive ekwabelwana ngazo kunye namagama efayile anokuthi alandele okanye angayilandeli ingqungquthela. Ezinye zicwangciswe ngegama lomxumi, ezinye ngomhla, ezinye ngenombolo yesicelo. Oogxa bagcina iingxelo kwiifolda ezahlukeneyo okanye balibale ukuzigcina kwaphela, beshiya ikopi ekuphela kwayo kuNCAmathiselo lwe-imeyile. Ngokuhamba kwexesha, umxhasi ofanayo unokuba neengxelo ezininzi ezithe saa kwiindawo-enye ukusuka kwisicelo semali mboleko kunyaka ophelileyo, enye isuka kwi-intake yokucebisa amatyala, enye isuka kuphononongo lwakutsha nje. Akukho nkqubo inye eyazi apho yonke into ikhoyo okanye idibana njani.
Isiphumo kukukhangela ngesandla. Xa umntu efuna ingxelo esetyenziselwe isigqibo esithile, bavula iifolda, baskeneamagama efayile, kwaye ndiyathemba ukuba uguqulelo olululo lusekho. Xa umxhasi ebuya emva kweenyanga ezintandathu kwaye iqela lifuna ukubona ukuba iprofayile yabo itshintshe njani, akukho ndlela yokubuza idatha yembali kubathengi okanye amaxesha. Ukuthelekisa ingxelo enye kwenye kuthetha ukuvula iiPDF ezimbini ecaleni kunye nokufunda kumaphepha. Izinamathiselo ze-imeyile zibi kakhulu: ingxelo ingaba khona kuphela kwintambo engazange ifakwe, okanye phantsi komgca wesihloko ongakhankanyi umxhasi. Akukho ndlela yokukhangela kumxholo wengxelo-ukufumana yonke imeko apho kuvela iakhawunti ethile okanye uluhlu olubi-kuba umxholo utshixiwe ngaphakathi kweePDF. Ingxaki idibanisa ixesha kunye nobukhulu beqela: abavavanyi abaninzi, iimeko ezininzi, iingxelo ezininzi, kunye nendlela efanayo eethe-ethe. Abasebenzi abatsha abanako ukuthembela kulwazi lweziko ukuze bazi apho izinto zihlala khona; badla ilifa isakhiwo esithe saa kwaye bachithe iiyure bekhangela oko bakufunayo.
Idatha eyakhiwe, ngokuchaseneyo, ivumela ukukhangela, ukuhluza, ukuthelekisa, kunye nokubuyisela nayiphi na ingxelo ngoko nangoko. Ukutshintsha ukusuka kokuthi “siyigcine phi loo PDF?” “ukukhangela lo mxhasi kwaye undibonise zonke iingxelo” lutshintsho ukusuka kugcino lwamaxwebhu ukuya kwisiseko sedatha yengxelo yetyala elinokuphendleka. Obo buchule buxhasa izigqibo ezikhawulezayo, inkonzo yomthengi engcono, kunye nokulungela uphicotho ngaphandle kokuzingela amaxwebhu ngomzuzu wokugqibela.
Ijongeka njani iDatabase yeNgxelo yeTyala ePhendwayo
Ugcino lwengxelo yetyala oluphendlekayo ayisosiqulathi seefayili esinamagama angcono. Lugcino olucwangcisiweyo apho ingxelo nganye ifakwe kwisalathiso kwaye idityaniswe kumxholo obalulekileyo: umxhasi okanye isicelo, umhla, i-bureau, umsebenzisi, kunyeisiphumo. Iingxelo azikho iifayile zeenkedama; ziirekhodi ezinokubuzwa yiyo nayiphi na loo milinganiselo. Idatha esisiseko isenokuthi itsalwe kwi-PDF ye-bureau efanayo, kodwa yakuba icazululwe kwaye iqheleke ibe yimihlaba engaguqukiyo, iyakwazi ukukhangelwa kwaye isebenziseke kwakhona endaweni yokutshixelwa kwamaxwebhu angaphakathi. Fumana zonke iingxelo zomxhasi onikiweyo kuwo onke ama-ofisi kunye nexesha lonke. Fumana zonke iingxelo ezitsalwa ngumsebenzisi othile kuluhlu lomhla. Fumana zonke iingxelo ezixhasa isigqibo sokuncipha kwikota yokugqibela. Idatha iyabuyiswa ngenxa yokuba iqhelekile kwiindawo apho inkqubo inokukhangela kwaye ihluze.
Iingxelo kufuneka zidityaniswe novavanyo kunye nezigqibo. Xa umniki-nkonzo yeentengo zemboleko okanye umcebisi wamatyala etsala ingxelo, olo tsalo lurekhodwa kunye nesitampu sexesha kwaye kubhekiselwa kulo mntu ulucelileyo kunye nesicelo okanye imeko esixhasayo. Isigqibo esilandelayo-sivuma, sihla, sibhekisela-sigcinwe kwindawo efanayo kwaye siboshwe kwingxelo. Elo khonkco lilo elijika ingqokelela yamaxwebhu ibe yindlela yophicotho-zincwadi. Iimbono zembali ziyenzeka: bonisa indlela iprofayile yomthengi etshintshe ngayo ekuhambeni kwexesha ngokufumana nokuthelekisa iingxelo ezivela kwimihla eyahlukeneyo. Umcebisi wamatyala unokubona ngokukrwaqula yonke ingxelo ye-bureau etsalelwe umxhasi kuzo zonke iiphononongo ezininzi; umniki-nkonzo yeentengo zemboleko unokuqinisekisa ukuba yeyiphi ingxelo exhasa ukuvunywa okanye ukwaliwa okuthile. Isetyenziswa ngamafemu acwangcisiweyo kwaye yenzelwe ukwenza izigqibo zetyala rhoqo, le ndlela ijika ukuthotyelwa kwisiphumo sendlela idatha egcinwa kwaye ifikeleleke ngayo, hayi inyathelo elongezelelweyo elongezelelweyo emva koko.
Izakhono eziphambili
Ukukhangela okusebenzayoUgcino lwengxelo yetyala lunikezela ngezakhono ezimbalwa ezingundoqo. Ukukhangela okubhaliweyo okupheleleyo kunye nenqanaba le-field-level kuvumela abasebenzisi ukuba bafumane iingxelo ngegama lomxhasi, inombolo ye-ID, ireferensi yesicelo, okanye umxholo ongaphakathi kwengxelo-akhawunti, uluhlu olubi, okanye iindawo ezithile ze-bureau. Oko kunokwenzeka kuphela xa umxholo wengxelo ukhutshiwe kwaye uboniswe; iiPDF ezikrwada aziluxhasi olo hlobo lombuzo. Ukuhluza ngokoluhlu lomhla, i-bureau, umsebenzisi, okanye iziphumo zicutha iziphumo ukuze ingxelo elungileyo okanye iseti yeengxelo ivele ngaphandle kokuskrola kwiifolda. Ukunxulumanisa iingxelo kwizigqibo kunye neendlela zophicotho-zincwadi kuqinisekisa ukuba utsalo ngalunye luyalandeleka: ngubani olucelileyo, nini, ngeyiphi imeko, kwaye sesiphi isigqibo esilandelweyo. Ixhasa ngokuthe ngqo Iimfuno zomkhondo wophicotho-zincwadi lwetyala eMzantsi Afrika.
Ukugcinwa kwexesha lolawulo imicimbi Iimfuno zokugcina iirekhodi zeNCA. Iingcali zekhredithi kufuneka zigcine idatha ye-bureau kunye neerekhodi zovavanyo ngamaxesha amiselweyo; idatabase enokuphendwa inokunyanzelisa imigaqo-nkqubo yogcino kwaye iveze into ekufuneka igcinwe okanye igcinwe. Oko kuthintela zombini ukugcinwa ngokugqithisileyo (ukugcina idatha ixesha elide kunemfuneko, kunye neempembelelo zePOPIA) kunye nokugcinwa ngaphantsi (ukucima okanye ukulahlekelwa iirekhodi ngaphambi kokuba kudlule ixesha elifunekayo). I-Multi-bureau coverage kwimbono enye ithetha ukuba iingxelo ezivela kwi-Experian, Datanamix, TransUnion, XDS, kunye neCompuscan zihlala kwinkqubo efanayo kunye nesakhiwo esiqhelekileyo, ukwenzela ukuba ukukhangela kunye nokuthelekisa kwii-bureaux akudingi ukuvula ii-portals ezininzi okanye ukudibanisa iiseti zefayile ezahlukeneyo. Umbuzo omnye unokubuyisela ingxelo nganye yomthengi nokuba yeyiphi na i-bureau eveliswe ngayo. Ngokudibeneyo, ezi zakhono zithatha indawo “yokukhangela i-drive kunye nethemba” ngo-”query thedatabase kwaye ufumane.
Ukuthotyelwa kunye neNzuzo zoPhicotho-zincwadi
UMthetho weSizwe weTyala kunye ne-NCR zifuna ukuba abaniki-nkonzo yeentengo zemboleko, abacebisi ngamatyala, kunye nabathengi bamatyala bagcine iirekhodi ezifanelekileyo kwaye babonise ukuba uhlolo lwenziwe ngokufanelekileyo. Xa iingxelo zikhangelwa kwaye zinxulunyaniswa nezigqibo, umbutho unokuvelisa iimbali ezipheleleyo zabathengi kwimfuno. Akusekho ukuvuselela ibali kwii-imeyile kunye neefolda ekwabelwana ngazo xa uphicotho-zincwadi okanye isikhalazo sivela. Umphicothi-zincwadi ucela yonke ingxelo kunye novavanyo kumthengi othile kule minyaka mithathu idlulileyo-ifemu iqhuba uphando kwaye ibuyisela iseti ehambelanayo yeerekhodi, nganye ifakwe istampu kwaye ibonakaliswe. Oko kunamandla kakhulu kunokwakha kwakhona ibali kwii-imeyile kunye neefolda ekwabelwana ngazo. Indlela ehambelanayo ilula ukubonisa xa zonke iingxelo kunye nezigqibo zihlala kwinkqubo enye enesakhiwo esifanayo; iimeko ezifanayo zinokuboniswa ukuba ziye zavavanywa ngendlela efanayo.
Ugcino oluthobelayo lwePOPIA nolawulo lofikelelo lugqibezela umfanekiso. Idatha yekhredithi ebuthathaka kufuneka ikhuselwe ekufikeleleni okungagunyaziswanga kwaye igcinwe kuphela ixesha elide njengoko kuyimfuneko. Isiseko sedatha esiphendlayo esiphumeza ufikelelo olusekelwe kwindima lwamaqela amatyala siqinisekisa ukuba ngabasebenzi abagunyazisiweyo kuphela abanokubona okanye bakhuphe iingxelo, kwaye ufikelelo lulogiwe. Ukufikelela okungagunyaziswanga okanye ukuvezwa ngengozi kuba nzima ngakumbi xa idatha ihlala kwinkqubo elawulwayo kunokuba kwiidrive ekwabelwana ngazo okanye iibhokisi. Xa i-NCR okanye i-Information Regulator ibuza ukuba ukhusela njani kwaye ulawule idatha ye-bureau, impendulo ikhonkrithi: ukugcinwa okucwangcisiweyo, ukufikelela okulawulwayo, kunye nokulandelwa okupheleleyo. Ukufumana umbono obanzi wezibophelelo,bona eyethu Isikhokelo sokuthotyelwa kweNational Credit Act.
IiNzuzo zokuSebenza
Ngaphandle kokuthotyelwa, isiseko sedatha yengxelo yetyala enokuphendwa sinikezela ngeenzuzo ezinokulinganiswa zokusebenza. Ixesha lokubuyisa liyehla ukusuka kwimizuzu okanye kwiiyure zokukhangela kwifolda ukuya kwimizuzwana: chwetheza igama lomxhasi okanye i-ID yesicelo kunye neengxelo ezifanelekileyo ziyavela. Oko kubalulekileyo xa umphicothi-zincwadi ecela ifayile ethile ngokuvala ishishini, okanye xa umxhasi ephikisana nesigqibo kwaye iqela kufuneka livelise ingxelo echanekileyo esetyenzisiweyo. Inkonzo yomxhasi iphucula kuba xa umxhasi efowuna okanye ebuya emva kwesikhewu, abasebenzi banokutsala imbali yabo epheleleyo ngoko nangoko endaweni yokucela uxolo ngokulibaziseka ngelixa umntu ezingela iifayile. Ukuqondwa kwepateni kuyo yonke ipotifoliyo kuyenzeka xa idatha ibuzwa-iindlela zokuziphatha, ukhuselo lweofisi, okanye iziphumo zinokuhlahlelwa ngaphandle kokuvula ngesandla amakhulu eePDF. Uqinisekiso lomgangatho kunye nengxelo yolawulo iyenzeka xa ingxelo nganye neziphumo zifakwe kwisalathiso. I-onboarding eases: abasebenzi abatsha banokufumana nayiphi na ingxelo okanye imeko ngaphandle kokuthembela kumntu osebenza naye “owaziyo ukuba ziphi na izinto.” Inkqubo ibamba isakhiwo; ulwazi alutshixekanga kancinci entlokweni yomntu omnye.
Oku kulungelelaniswa noncedo lwe- ingxelo yetyala lokuqhutywa komsebenzi oluzenzekelayo: xa idatha ye-bureau icwangciswa ekufakweni, ingagcinwa, ikhangelwe, kwaye isetyenziswe kwakhona. Iifemu ezamkela i-database enokuphendwa ngokuqhelekileyo zinciphisa ixesha elichithwe ekufumaneni amaxwebhu, ziphucula amaxesha okuphendula kubathengi kunye nabaphicothi-zincwadi, kunye nokulinganisa ngaphandle kokongeza umlinganiselo ophezulu wokulawula iifayile. Ukutshintshela kwi-Excel ukuya kwisoftware yovavanyo lwetyala linyathelo elinye; ukongeza ukuphendleka, ukugcinwa okudityanisiweyo kwiingxelo ze-bureau yinto eyenza yonke i-workflow scalable kwayeuphicotho-lulungile.
Isakhiwo vs. Ukuthenga
Ezinye iifemu zicinga ukwakha isiseko sedatha yengxelo yetyala elinokuphendwa ukusuka ekuqaleni. Ukhetho lubandakanya ukugcina i-spreadsheet index of report filenames kunye neendawo, okanye ukuphuhlisa i-database yangaphakathi egcina i-metadata kunye neekhonkco kwii-PDF. Isalathisi se-spreadsheet sinokuphucula kwi-chaos ecocekileyo yefolda-ubuncinci kukho indawo enye yokujonga-kodwa kuxhomekeke kumntu ohlaziyayo rhoqo xa ingxelo igcinwa, kwaye ayikwazi ukukhangela umxholo wengxelo yangaphakathi okanye ikhonkco ngokuthembekileyo kwizigqibo. Xa abasebenzi bexakekile, isalathiso siphelelwa lixesha kwaye ingxaki yeengxelo ezithe saa iyabuya. I-database yangaphakathi yendlu inokwenzeka kodwa ifuna uphuhliso oluqhubekayo: ukucazululwa kwemveliso ye-bureau evela kwimithombo emininzi (Experian, Datanamix, TransUnion, XDS, Compuscan), nganye inesakhiwo sayo kunye nohlaziyo; ugcino olukhuselekileyo nolawulo lokufikelela; kunye nokudityaniswa novavanyo kunye nokuhamba kwezigqibo ukuze iingxelo neziphumo zihlale zinxibelelene. Iifomathi zengxelo ye-Bureau ziyatshintsha ngokuhamba kwexesha; Ingqiqo yokwahlulahlula kufuneka igcinwe. Kwiifemu ezininzi, iindleko kunye nobunzima bokwakha kunye nokugcina inkqubo enjalo yodlula inzuzo.
Isoftware yekhredithi eyakhelwe-injongo ebandakanya ukugcinwa kwengxelo enokuphendwa njengeyona nto iphambili isoloko ilungile. Isoftware yomboneleli wetyala, isoftware yokucebisa amatyala, kunye nezisombululo zomthengisi wetyala eziyilelwe amaziko aseMzantsi Afrika kunye nommiselo zibonelela ngokungenisa okucwangcisiweyo, ugcino olunesalathisi, kunye neendlela zophicotho-zincwadi njengenxalenye yokuqhutywa komsebenzi ofanayo. Iingxelo ziyacalulwa kwaye zigcinwe xa zitsalwa; ukukhangela kunye nokucoca kwakhiwe ngaphakathi; kunye nolawulo logcino nofikelelo luhambelana neNCA kunye nePOPIAizinto ezilindelweyo. Umthengisi ugcina ingqiqo yokwahlulahlula xa iifomathi zengxelo ye-bureau zitshintsha, ziphethe ukhuseleko kunye ne-backups, kwaye igcina inkqubo ihambelana nokulindela okulindelweyo. Isiphumo sisisiseko sengxelo yetyala eliphendlekayo ngaphandle komthwalo wokwakha nokugcina ngaphakathi. Kwiifemu ezininzi, olo rhwebo lulungile.
Jonga ukuba iDatabase yeNgxelo yeTyala eSetyenzwayo isebenza njani ngokuSebenza
Iingcali zamatyala eMzantsi Afrika akunyanzelekanga ukuba zikhethe phakathi kweePDF ezisasazekileyo kunye nokwakha eyazo inkqubo. Isiseko sedatha yengxelo yetyala enokuphendlwa lukunika ulwazi olucwangcisiweyo, olunokufunyanwa ngetyala: fumana nayiphi na ingxelo ngemizuzwana, lungiselela uphicotho-zincwadi ngaphandle kokukroba, kwaye ulandelele imbali yomxhasi kuwo wonke ama-ofisi. Ixhasa i-NCA kunye nokugcinwa kweerekhodi ze-NCR, ulawulo lokufikelela oluhambelana ne-POPIA, kunye nokusebenza ngokukhawuleza kwemihla ngemihla. Isetyenziswe ngamafemu acwangcisiweyo kwaye yakhelwe ukwenza izigqibo zetyala rhoqo, le ndlela iguqula ukugcinwa kwengxelo ukusuka kwityala kwisiseko sesantya kunye nokuthotyelwa.
Incwadi yedemo ukubona ukuba i-database yengxelo yetyala ephendlekayo isebenza njani kunye neengxelo ze-bureau ezivela kwi-Experian, i-Datanamix, i-TransUnion, i-XDS, kunye ne-Compuscan-ngoko uchitha ixesha elincinane ukukhangela iingxelo kunye nexesha elingakumbi kwizigqibo ezikhawulezayo, ezilandelekayo, nezikhuselekayo.