14 izihloko
Qonda Ikhodi Yokuziphatha Ye-Credit Bureau Association nokuthi isho ukuthini kochwepheshe bezikweletu abafinyelela futhi basebenzise idatha ye-bureau eNingizimu Afrika.
Funda ukuthi ukushaya amaphuzu esikweletu kusebenza kanjani kuwo wonke amahhovisi aseNingizimu Afrika, ukuthi yini ebangela izinguquko zamaphuzu, nokuthi kungani ochwepheshe kungafanele bathembele embikweni owodwa.
Humusha amakhodi ephrofayela yokukhokha asetshenziswa emibikweni yehhovisi laseNingizimu Afrika, thola amaphethini okukhokha, futhi uguqule umlando we-akhawunti ube amasiginali ezingozi ezingase zisebenze.
Umhlahlandlela wochwepheshe wokuhlaziya imibiko yezikweletu zeCompuscan eNingizimu Afrika. Qonda okuqukethwe kombiko, imikhawulo, nokuthi idatha ehlelekile ikuthuthukisa kanjani ukugeleza komsebenzi.
Ungawusebenzisa nini umbiko wesikweletu sohwebo eNingizimu Afrika uma kuqhathaniswa nombiko wabathengi. Umehluko obalulekile wabahlinzeki bezikweletu kanye nabathengi abahlola ama-SME kanye nabadayisi bodwa.
Qhathanisa i-Datanamix, i-Experian, ne-TransUnion eNingizimu Afrika, okuhlanganisa ukumbozwa kwedatha, amasiginali wamaphuzu, nokwehluka kwemibiko okuthinta izinqumo zezikweletu.
Qonda amarekhodi emibuzo yezikweletu eNingizimu Afrika. Funda ukuthi imibuzo enzima nethambile ihluka kanjani, ukuthi iwathinta kanjani amaphuzu, nokuthi isho ukuthini kochwepheshe.
Funda indlela yokufunda imibiko yezikweletu yaseNingizimu Afrika kuwo wonke ama-bureau amakhulu, uhlonze izinkomba ezibalulekile zobungozi, futhi uguqule imininingwane yombiko ibe izinqumo ezingaguquki.
Bona ukuthi kungani ukudonsa imibiko yama-bureau amaningi kuthuthukisa ukubonakala kwengcuphe eNingizimu Afrika, kunciphisa izindawo eziyimpumputhe, futhi kusekele izinqumo ezithembeke kakhulu zokuboleka.
Funda ukuthi ungatolika kanjani izitayela zemibiko yezikweletu eNingizimu Afrika ngokuhamba kwesikhathi. Landelela ukunyakaza kwamaphuzu, umlando wokukhokha, nezinguquko zokuchayeka ukuze uthole izinqumo ezingcono zekhredithi.
Funda ukuthi ungayihlaziya kanjani imibiko yezikweletu yeTransUnion eNingizimu Afrika. Qonda ukuthi umbiko uquketheni nokuthi uyihlela kanjani idatha yekhredithi ukuze isetshenziswe ngochwepheshe.
Qonda ukuthi imibiko yezikweletu ye-XDS iquketheni eNingizimu Afrika nokuthi ungadlulela kanjani ngale kwemikhawulo ye-PDF ukuze uhlaziye izikweletu ngochwepheshe.
Funda indlela yokufunda nokuhlaziya imibiko yezikweletu ze-Experian eNingizimu Afrika. Qonda imikhawulo yama-PDF kanye nendlela yokuhlela idatha yekhredithi.
Qonda indlela yokuhlaziya imibiko yekhredithi ye-Datanamix eNingizimu Afrika futhi unqobe imikhawulo ye-PDF ngedatha yekhredithi ehleliwe.