20 izihloko
Funda ukuthi yiziphi izidingo zomkhondo wocwaningo osebenzayo ekuhlolweni kwezikweletu eNingizimu Afrika ngaphansi kwe-NCA. Qonda ukuthi abalawuli balindeleni nokuthi bangakugcina kanjani ukuthobela.
Qonda Ikhodi Yokuziphatha Ye-Credit Bureau Association nokuthi isho ukuthini kochwepheshe bezikweletu abafinyelela futhi basebenzise idatha ye-bureau eNingizimu Afrika.
Izidingo zemvume ye-POPIA yokuhlolwa kwezikweletu eNingizimu Afrika. Isho ukuthini imvume evumelekile, yimaphi amafomu okumele aqukathe, ubude besikhathi, kanye nezibopho zokugcina amarekhodi.
Umhlahlandlela osebenzayo wokuthobela we-NCA wabanikezeli bezikweletu baseNingizimu Afrika, abadayisi, kanye nabeluleki bezikweletu ohlanganisa izibopho, izilawuli, kanye namazinga okurekhoda.
Qonda izimfuneko zokugcina amarekhodi e-NCA kubanikezeli bezikweletu baseNingizimu Afrika kanye nabeluleki bezikweletu, okuhlanganisa nokuthi yini okufanele uyigcine, isikhathi esingakanani, futhi ngani.
Umhlahlandlela we-NCA weSigaba 81 sezibopho zokuhlola ukukwazi ukukhokhela abahlinzeki bezikweletu baseNingizimu Afrika. Izinyathelo ezidingekayo, izindinganiso zemibhalo, nezikhala zokuthobela imithetho.
Uhlu lokuhlola olusebenzayo lwe-NCR lwabeluleki bezikweletu baseNingizimu Afrika. Ihlanganisa ukubhaliswa, amafayela wamacala, ama-akhawunti wokuthembana, i-POPIA, kanye nokutholwayo kocwaningo oluvame kakhulu.
Funda izidingo zokubhaliswa kwe-NCR zabeluleki bezikweletu nabahlinzeki bezikweletu eNingizimu Afrika, kusukela ezinyathelweni zokufaka isicelo kuye ezibophweni eziqhubekayo zokuthobela imithetho.
Umhlahlandlela osebenzayo wokuthobela i-POPIA lapho uphatha imininingwane ye-credit bureau eNingizimu Afrika. Qonda izibopho zakho njengengxenye enesibopho noma opharetha.
Qonda isikweletu esinqunyiwe eNingizimu Afrika: umthetho weminyaka emi-3, Umthetho Kadokotela, i-NCA Isigaba 126B, ukubika kwe-bureau, nokuthi kusho ukuthini kochwepheshe bezikweletu.
Qonda imithetho yokubolekisa budedengu ngaphansi kwe-NCA yaseNingizimu Afrika kanye nalokho abahlinzeki bezikweletu okufanele bakwenze ngesikhathi sokuhlola ukungakwazi ukukhokhela ukugwema ukwephulwa komthetho.
Qonda izimfuneko zokuhlola ukukwazi ukukhokhela i-NCA eNingizimu Afrika, okuhlanganisa iSigaba 81 no-82, okokufaka okudingekayo, nokulawula kwezinqumo ezilungele ukuhlolwa.
Bona ukuthi kungani ukudonsa imibiko yama-bureau amaningi kuthuthukisa ukubonakala kwengcuphe eNingizimu Afrika, kunciphisa izindawo eziyimpumputhe, futhi kusekele izinqumo ezithembeke kakhulu zokuboleka.
Umhlahlandlela wokuphatha umeluleki wezikweletu eNingizimu Afrika. Kala ukwenza kwakho ngedatha emaphakathi, ukuhamba komsebenzi okujwayelekile, namarekhodi alungele i-NCR.
I-software yokwelulekwa kwezikweletu zonke endaweni eyodwa yamafemu aseNingizimu Afrika ukuze ahlaziye imibiko yehhovisi, agcine amarekhodi athobela i-NCR, futhi athuthukise ukungaguquguquki kwezinqumo.
Landela inqubo yokubuyekezwa kwezikweletu ngaphansi kwe-NCA kusukela ekuthathweni kuya kumyalelo wemvume, nezidingo ezibalulekile zamadokhumenti abeluleki bezikweletu baseNingizimu Afrika.
Umhlahlandlela wochwepheshe weFomu 17.2 lokwelulekwa ngezikweletu eNingizimu Afrika, okuhlanganisa nokuqukethwe kwesiphakamiso esidingekayo kanye nezixhumanisi zeFomu 16, 17.1, kanye ne-17.3.
Umhlahlandlela osebenzayo wababolekisi abaNCAne ababhaliswe ku-NCR abasebenzisa ukuhlolwa kwekhredithi ngokuzenzakalelayo ngedatha ye-bureau ehlelekile, ukuqonda kokufinyeleleka, kanye nezilawuli zokuthobela.
Izidingo zokulawula ababolekisi abaNCAne eNingizimu Afrika. Ukubhaliswa kwe-NCR, ukufinyeleleka kwe-NCA, inzalo kanye nenani lemali ekhokhwayo, ukuboleka budedengu, kanye nokuthobela imithetho.
Izifanekiso ezisebenzayo zokuhlola izikweletu kanye nezinhla zokuhlola zochwepheshe bezikweletu baseNingizimu Afrika. Ukubuyekezwa kwehhovisi, ukukwazi ukukhokhela, ukuqinisekiswa, nokuhambisana.